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confused.. should i take the health insurance....?

I recently got hired for a company where they offer health insurance a month after hiring, the insurance company is called Starbridge Choices. i looked in the fine print of what they cover and it says under cosmetic surgery "surgery on a non- diseased breast to restore and acheieve symmetry between two breasts following a mastectomy" my thoughts were so they wouldn't be able to cover, or reduce the cost of top surgery for me, in the event that i come up with some of the costs/ and or chose their insurance?! also they provide perscription plans... would they cover T when i get it perscribed?! there are so many things that are in the fine print that i just don't get.. ( their website is www.starbridgechoices.com )i couldn't find anything that spoke in lamemans terms. ( haha... )

i was wondering if anyone out there has seen/ have/ had this insurance... herd of it, or could recomend something that could/would help me with my perscriptions/ check ups/ blood work / etc...

i am in Indianapolis Indiana if that makes a difference in plans and what not.

i am not to adapt to talking insurance and i am not quite sure what i am supposed to look for, and what to watch out for...expecially with what health insurance is right for me.

if this has been post before, or i haven't searched the tags well enough please point me in the direction.

thanks

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