Insurance problems: your questions answered BBC News
The situation seems to be changing almost daily although a few insurers are producing policies that would cover this event, but they are difficult to find.
Some of these insurers have a 28 day waiting period before cover will apply, although this should be suitable for your September holiday.
However, in general this volcanic eruption is no longer an unexpected event and insurance is for the unexpected.
According to the British Insurance Brokers' Association (BIBA) about half of all existing travel insurance policies will pay for delay and cancellation if the policy and the holiday was purchased before the April eruption.
You should contact your local insurance broker who will be able to help identify which insurers can provide cover for disruption due to volcanic ash.
A broker can also talk you through the different types of policies available which can save you the hassle of trawling through policy wordings and websites.
You can also seek further information on the volcanic ash disruption by visiting the Foreign and Commonwealth or the Civil Aviation Authority websites
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